Federal Ministry of
Works and Housing (FMWH)
Federal Republic of Nigeria
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Welcome To Federal Ministry Of Works And Housing.
Minister Federal Ministry Of Works Engr. David Umahi.
Works And Housing.
Inspection Tour Of Houses For The National Housing Scheme.
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Road Inspection.


Federal Government Committed to the Completion of Bodo-Bonny Road Project in Rivers State, Directs Julius Berger Nigeria Plc to go Back to Site


The Hon. Minister of Works, His Excellency, Sen. Engr. Nweze David Umahi, CON has assured the host communities to the Bodo-Bonny Road & Bridge project in Rivers State that Federal Government under the Renewed Hope administration of President Asiwaju Bola Ahmed Tinubu, GCFR would ensure the completion of the Bodo-Bonny Road and bridge project on record time.


The Honourable Minister gave this assurance during the courtesy visit of a delegation of Bodo–Bonny Road Peace Committee to his office at Federal Ministry of Works, Abuja on 5th December 2023. The Honourable Minister who described the project as a catalyst for economic revolution in the area stated that the project was awarded to Julius Berger Nigeria Plc by the previous administration and only about 84% of the project has been completed.


He noted that there was a partnership agreement in 2017 between Federal Government via Federal Ministry of Works and NLNG on modalities for the funding of the project. He wondered why the contractor; Julius Berger Nigeria PLC was no longer on site despite their commitment under their agreement to deliver within the revised date of completion.


He faulted the stand of Julius Berger PLC on variation of the project even when the company had signed a commitment to complete the project without asking for further variation. He maintained that "no equipment must be allowed to be moved out of site, they must complete that project as agreed and as signed and nothing has removed that responsibility which they willingly on their own signed. "I implore you the peace committee to report to me the progress that has been made on that road.”


“Bobo-Bonny project was augmented to 199billion, I am told by the Ministry and NLNG Limited (NLNG) that there was a document signed by Julius Berger that the project cannot be varied which means that the project cost cannot be increased, the project is about 35 kilometers.”


The Honourable Minister thanked the host communities for maintaining peace between them and the contractor handling the project despite the delays in handling the project and charged them to continue with their peaceful disposition to contractors handling projects in their area, noting that the Ministry would make sure that the Bobo-Bonny Road project would be completed by April 2024. “Nobody will hold this country to ransom, if they cannot do it, another person will come and do it and finish it even better but the only charge I give to you is not to allow any equipment out of sight until they complete the project."


The Minister equally said the Federal Government will equally handle a coastal road in the area of even greater site challenges, and the cost would not be up to what Government is paying Julius Berger. “I respect them for their quality and commitment, but we shouldn't be taken for granted” “it is a character of arrogance for them to demobilize from site.”


Earlier in his remarks, the Federal Director Bridges and Design Engr. O. O. Awosanya gave a brief history of the award and funding of the project by Julius Berger. He said the initial date of completion was supposed to be 31st December 2023 and that the road consisted of 13 bridges “We have three main bridges and we have nine mini bridges and one bridge over the pipeline. The project completion as of today is about 84% and the contractor has requested for a review which is against the spirit of the propagated agreement that was signed between the Federal Government, the Nigerian Liquefied Natural Gas and JB in 2021.”


Delivering the mission statement of the delegation of the Bodo-Bonny Road Peace Committee, the Acting Chairman and leader of the delegation, Chief Dr. Charles John Jumbo thanked the President of Nigeria, His Excellency, Sen. Asiwaju Bola Ahmed Tinubu, GCFR for the massive intervention he is bringing to the road sub-sector and appreciated the efforts of the Ministry of Works in changing the narrative of the road infrastructure in Nigeria “We also take this opportunity to express our heartfelt gratitude to our dear President, His Excellency Ahmed Bola Tinubu, President and Commander-In-Chief of the Armed Forces of the Federal Republic of Nigeria for appointing a distinguished Engineer and administrator of your caliber to oversee the crucial Federal Ministry of Works. Your appointment has indeed sparked hope within us for the successful execution of various infrastructure projects within Nigeria, especially the Bodo-Bonny Road and Bridges Project.”


He said the delegation was in the Minister’s office to register their displeasure over the sudden demobilization from site and abandonment of the Bodo-Bonny Road and Bridge project by Julius Berger Plc despite the huge funds committed by the Federal Government through NLNG and implored the timeous intervention of Federal Government to avert the imminent hardship to be faced by the people of the area. “We observed the seeming demobilization of the contractors, Messrs. Julius Berger Nigeria Plc from the project site at about 80 per cent completion, leaving us deeply troubled as the Peace Committee and representatives of the communities directly imparted by the vital road network, we are apprehensive that the project’s discontinuation might result in yet another addition to catalogue of abandoned initiatives" He continued, "We  earnestly implore your immediate attention and intervention in addressing the current state of the Bodo –Bonny Road Project. Our communities remain committed to fostering peace and progress and the successful completion of this project.


Federal Government Takes Over the Completed 2nd Niger Bridge Project with Ancillary Facilities from Julius Berger Nigeria (JBN) PLC   …..Assures of Its Commitment to Delivery Of Enduring Road Infrastructure in Nigeria …..As Sen. Umahi Harps on Prompt Supervision of Projects Of The Federal Ministry of Works Says Day and Night and Even Weekends Shall Not Be Spared   The Federal Government of Nigeria has restated its commitment to the delivery of enduring road infrastructure that will conform with the world best standard and add value to the economic recovery action plan of the Renewed Hope administration of the President of the Federal Republic of Nigeria, His Excellency, Sen. Asiwaju Bola Ahmed Tinubu, GCFR This  was contained in the message of the Hon. Minister of Works, His Excellency Sen. Engr. Nweze David Umahi, CON when he received the handover of the completed 2nd Niger Bridge project and ancillary facilities from the contractor that handled the project, Messrs. Julius Berger  Nigeria (JBN) Plc this  Sunday, the 3rd day of December 2023 at the 2nd Niger Bridge toll station "We are here to take over the completed works of Julius Berger  Nigeria Plc on the 2nd Niger Bridge and some access roads. We are satisfied with the works done  and which project circle was completed under the administration of President Bola Ahmed Tinubu. We thank the immediate past administration of President Mohammadu Buhari for doing quite a lot to bring this project to fruition and of course my predecessor, His Excellency, Babatunde Raji Fashola, CON, SAN who was the Hon. Minister of Works that handled this project. The job is impeccably beautiful and well completed".   The Hon. Minister stated that  in line with the new innovations of Mr. President on road infrastructure, his Ministry would work to ensure the installation of solar powered light on the length of the completed project, ensure that the two interchanges of the bridges are completed, acquire more land through the State Government so as to have service stations and  ensure security on the road through the installation of CCTV cameras. And the Ministry also plans to concession the project through the HDMI programme.   "We have the light issue, and we shall put our heads together on how to have light permanently along the completed road especially at night and we have agreed on solar solution. The road project will be fully completed when we have completed the two interchanges. One is taking road users off from Asaba town so that if you are coming to this bridge, you don't have to go through Asaba town to encounter vehicular traffic  while the other one is to take road users off  Onitsha town to avoid traffic, and it is when this is done that the entire job will be said to have been fully completed. Julius Berger and RCC have been respectively proposed to handle the jobs." "However, If we get an investor who is prepared to fund the two interchanges, we shall concession the two projects to such investor  under our HDMI programme, and we are going to acquire more land here so we can establish service stations and we get the private sector to build hotels, restaurants, supermarkets, fillings stations and other facilities for public use as we see in Western world" "And  of course we are going to ensure security surveillance along the road through the installation of CCTV cameras and deployment of security personnel so that within this axis you can have access to security within the shortest possible time".   The Hon. Minister also said that although Federal Government is taking over the completed 2nd Niger Bridge, the contractor shall still be liable within the defect liability period and so if anything goes wrong in the completed job, the contractor will be called upon to fix it. He added that the toll would be activated the moment the two interchanges are fixed.   Speaking during the handover ceremony, the Director Bridge Design and Construction, Federal Ministry of Works Engr. Obioha thanked the Federal Government for working assiduously to ensure that the project was completed. He noted that the Ministry worked well with the contractor to ensure the project was completed on record time and hoped that the public would complement this Federal Government's efforts by abiding by the rules of the road and helping to ensure the safety and protection of the installations along the road.   On his own part, the Managing Director of Julius Berger Nigeria (JBN) Plc, Dr. Las Ritcher said the bridge was commissioned by the immediate past administration but there was need for a technical handover to the Federal Ministry of Works, hence the handover ceremony. He expressed hope that the Federal Ministry of Works under Sen. Umahi who is known for his penchant for quality delivery of jobs would be satisfied with the quality of job done "He has seen what Julius Berger had delivered to the highest quality. I think he is satisfied and from tomorrow we can say it is not our project; it is now the project of the Federal Ministry of Works. I am delighted to hand it over to the client and that he can run that road, including the toll station".   It is to be noted that the contract awarded to Julius Berger Nigeria (JBN) Plc is for the construction of 2nd Niger Bridge linking Anambra and Delta States, Contract No. 6475 and construction of access road from existing Benin- Asaba Expressway to approach link road to 2nd Niger Bridge, Contract No 7919.   Meanwhile the Hon. Minister of Works had on the same Sunday, 3rd December 2023 paid an inspection visit to the project site of CGG Nig. Ltd on the contract for the Rehabilitation of Enugu- Port Harcourt Expressway Section 111: Enugu- Lokpanta 61.15 km road. The Hon. Minister also visited the collapsed New Artisan bridge along NNPC Mega Filling Station Enugu- PH  Expressway, Enugu State. Works in those locations are ongoing and are expected to be delivered on record time. ...


Dangiwa Charges Mortgage Bankers on Innovation, Says Nigeria's Housing Crisis Requires Creative Solutions   …Sues for affordable mortgage products to match current economic realities   Minister of Housing and Urban Development, Arc. Ahmed Musa Dangiwa has called on heads of mortgage banks to be creative in developing mortgage products for Nigerians. The Minister said Nigeria's current economic challenges call for innovative solutions that will make housing finance more easily accessible to Nigerians, and at affordable rates.   Speaking during the 20th edition of the Mortgage Banking CEOs Annual Retreat at the Transcorp Hilton Hotel in Abuja on Saturday 2nd December 2023, Arc. Dangiwa said CEOs of mortgage banks must find new ways to navigate the harsh macroeconomic environment and ensure that ordinary Nigerians- especially those in the low-and-medium-income bracket- can access the finance they need for homeownership.   "While the government works to fix this macro-economic challenge, I still believe that as CEOs of mortgage banks, you can find creative ways to develop innovative mortgage products that are responsive to Nigeria's current economic situation. This includes adopting rent to own mortgage options, flexible monthly mortgage loan repayments to make commercial loans more affordable.   "I note with concern that the Capital Market has not been maximally tapped to raise long term funds to refinance mortgage loans and to explore more creative ways to make mortgages more affordable even as we work to fix the larger macro-economic problems. As leaders, we must not only see provision of housing and home loans from a business and profit perspective, but also see expanding access to affordable mortgages as a moral imperative. So, we must do all we can even in these difficult times to ensure that not only the elites, but Nigerians within the low- and medium-income segments have access to affordable mortgages," he said.   While he acknowledged the presence of legacy challenges and barriers that hamper development in the sector, he charged the mortgage bankers to see themselves as leaders with a moral imperative to make housing more affordable and easily accessible to Nigerians.   The Minister noted that the theme for this year's retreat, "Advancing Sustainable and Affordable Housing in Nigeria: Navigating Macro-Economic, Legislative, and Policy Frontiers”, clearly captures the need of the hour. "The theme emphasizes the need for all players to find ways to navigate the macro, legal and policy bottlenecks. This speaks to the need for innovation. It speaks to the need for creativity. And it speaks to the need for effective leadership at every point in the value chain. This is because leaders are supposed to make progress despite challenges. Leaders are supposed to navigate the complexities of situations to make progress," he added.   Aware of the cost of funding and its impact on lending rate, which is a reflection of the broader economic reality, the Minister expressed confidence at the ability and willingness of President Bola Ahmed Tinubu to drive economic growth and create a more friendly environment for mortgage banking to thrive in Nigeria. He assured them that the jinx of macro-economic, legislative and policy issues that have held down the growth of effective housing delivery in the country will be broken under the leadership of President Bola Tinubu.   Speaking earlier, President of the Mortgage Banking Association of Nigeria (MBAN), Ebilate Mac-Yoroki noted that the retreat provided a platform for deliberation in order to harness policies and partnerships to create products that would enhance the extension of access to affordable housing finance to a larger segment of the Nigerian populace.   Also speaking at the event were Managing Director and Chief Executive of Nigeria Mortgage Refinance Company (NMRC), Kehinde Ogundimu, who observed that despite efforts by mortgage bankers in the past years, the industry has performed below expectation. "We must find ways to make affordable housing delivery work, starting with lowering the cost of lending. There's no where in the world that mortgage thrives with double-digit interest rates," he said.   Other attendees include Managing Director and Chief Executive of the Federal Mortgage Bank of Nigeria, Madu Hamman, the leadership of Family Homes Fund Limited, the leadership of the Real Estate Developers Association of Nigeria (REDAN), heads of mortgage banks and institutions, and representayives of regulatory bodies. ...


President Bola Ahmed Tinubu Commissions TETFund Sponsored Projects- Faculty of Education Building, University Library, ICT/ Research University Library, ICT/Research Centre in Ebonyi State University   ....Describes Education as a Bedrock to National Development   The President of the Federal Republic of Nigeria, His Excellency Senator Asiwaju Bola Ahmed Tinubu, GCFR has described education as one of the most critical sectors of our national development that would be given priority by his Renewed Hope administration The President disclosed this during the commissioning of the TETFund sponsored education projects in Ebonyi State University, Abakaliki, Ebonyi State. The President who was represented by the Hon. Minister of Works, His Excellency, Sen. Engr. Nweze David Umahi, CON commended TETFund for the roles it has been playing in advancing educational development in Nigeria noting that education has a pride of place in the 2024 proposed project which is now before the National Assembly for consideration.   "TETFund is playing vital roles in our educational system. TETFund has over the years played the role of bridging the gap of infrastructure and research in our tertiary institutions."   The President commended the Governor for the environment provided by State which saw to the successful completion of the TETFund sponsored projects." I want to thank you very much our dear Governor. You are well suited for this position". He also commended the TETFund management for the sense of prudence and value for money exhibited in the course of the execution of the TETFund projects in the University and  gave assurances that education and road infrastructure among other critical sectors of the economy shall attract unprecedented commitment  of the  Renewed Hope administration as they are among the precursors for the  rejigging of the national economy.   In his earlier address, the Governor of Ebonyi State, His Excellency, Rt Hon. Bldr Francis Ogbonna Nwifuru, FNIOB, GGCEHF described as laudable the TETFund sponsored projects in the University and commended the Federal Government for finding the State worthy of benefiting from such funding from TETFund. "I have analyzed the project of TETFund, I have looked at it and found out that the value of and the reason for the project is enormous. This is the Agency of government that is not given to any story. If you are a contractor to TETFund, you must know they don't take story. “There is no provision for revaluation of job, no variation” And this he said is the way to go for us to show effectiveness and efficiency in the use of the taxpayers’ resources. The Governor expressed hope that TETFund would give more interventions to the State, noting that a lot of interventions had eluded the State especially infrastructural interventions from Federal Government and so the State is hoping to benefit more from the Federal Government.   He thanked the representative of Mr. President for his roles in the Federal Government's interventions in the State so far and hoped that more would be attracted to the State.   In their earlier remarks, the Vice Chancellor of the University, Prof. Chigozie N  Ogbu, OFR and the Executive Secretary of TETFund, Arc. Sonny S T Echono, OON, FNIA took their turns to commend the President of Nigeria, President Bola Ahmed Tinubu for his manifest commitment in raising the bar in educational development in Nigeria, particularly his interest in the development of tertiary education.   The Vice Chancellor noted that it was the first time in the history of the University that TETFund sponsored projects were being commissioned at the University and they are grateful to the President. "I am very happy to report that all our infrastructural and supply projects from TETFund are completed except for one pending installation of the solar panels for the lecture podia already supplied. "We are grateful to TETFund for these impactful input into the development of Ebonyi State University".   The Executive Secretary of TETFund on his own part said he was optimistic that the TETFund sponsored projects in the University would strengthen the University's efforts in becoming a global player in the tertiary education sub- sector and significantly contribute to educational research and development. "Our resolve as a Fund is to ensure that our interventions are sustained and improved upon as much as possible to enable our institutions undertake bigger and more laudable and impactful projects that will make them become globally competitive and situate them in enviable positions among their peers both nationally and globally. We shall continually engage with our beneficiary institutions towards ensuring the delivery of iconic and impactful intervention projects in subsequent intervention years."   It is noteworthy to mention that the Projects commissioned by Mr. President were attracted by the representative of the President when he was the Governor of Ebonyi State. The Projects commissioned are: [1] Faculty of Education This is a Four-Floor structure containing 27 classrooms, 3 major teaching laboratories, 66 offices, Faculty Library and 2 lecture theaters. The classrooms, offices, laboratories, and lecture theaters are furnished.   [2] University Library This is a three-floor structure housing e-Library, Library Sections for each Faculty; Sections for bindery, references and cataloging. There is a section for bookshop. There are twelve offices and a Board Room.   [3] Information Communication Technology/Research Center This is a 2-Floor building containing 500 seating capacity furnished auditorium, four ICT Halls with 582 desktop computers for CBT Exams and training. MacArthur Foundation Advertising Practitioners Laboratory and offices. ...

First First First First






RE: Appointment as a Member of Inter-Governmental Committee


H.E. Dr. Abdullahi U. Ganduje, OFR.
National Chairman, All Progressives Congress (APC),
FCT, Abuja.


I acknowledge with the deepest appreciation the letter of Your Excellency conveying my appointment as a Member of the Inter- Governmental Committee by our great Party, the All Progressives Congress (APC).


2. I thank you immensely our dear National Chairman together with all the members of the National Working Committee (NWC) for the opportunity offered me to serve our great Party in this capacity and I commend you highly for the lofty ideas, innovations and successes that have been recorded under your able leadership since you came on board. I assure you of my unwavering commitment to the cause of our Party's Inter-Governmental Committee and the objectives set to be achieved.


3. Once again, thank you most profoundly and please accept always, the assurances of the esteemed regards and best wishes of my family, the management and staff of the Federal Ministry of Works.


H.E. Sen. (Engr.) Nweze David Umahi, CON, FNSE, FNATE
(Honourable Minister of Works)



Keynote Address by the Honourable Minister, Federal Ministry of Housing & Urban Development, Arc. Ahmed Musa Dangiwa, at the 12th Meeting of the National Council on Lands, Housing and Urban Development (NCLHUD) Holding from 13th - 17th November 2023

Your Excellency, the President, Commander in Chief of the Armed Forces, Bola Ahmed Tinubu, GCFR
Your Excellency, Vice President, Federal Republic of Nigeria, the Kashim Shettima Mustapha, GCON,
The Hon. Minister of State, Ministry of Housing and Urban Development, Alhaji Tijjani Gwarzo
Your Excellency, the Executive Governor of Kaduna State, Senator Uba Sani
Permanent Secretary, Federal Minister of Works and Housing
Heads of Parastatals and Agencies,
Distinguished Commissioners
Housing industry Stakeholders
Members of Civil Society and Non-Governmental Organizations,
The Media and members of the Press,

Distinguished Ladies and Gentlemen,


1.    It is my pleasure to welcome the Distinguished Members of the Council and other dignitaries to the 12th Edition of the National Council on Lands, Housing and Urban Development with the theme: “Harnessing Local and International Credit Schemes as a Panacea for Affordable Housing Infrastructure Development Under the “Renewed Hope Agenda”.

2.    This is my first attendance at the National Council on Lands, Housing and Urban Development as the Minister of Housing and Urban Development. Before now I attended it for several years as the Managing Director/Chief Executive of the Federal Mortgage Bank of Nigeria (FMBN). So, I understand all the issues that are of concern to the Council and requiring urgent attention.  

3.    These challenges include the inefficiencies in our land administration processes, infrastructure deficit, high construction costs and weak household demand. Others are inadequate access to affordable housing financing options, which I believe informed the theme of this year’s Council.

4.    Today, as you are all aware, we have a stand-alone Ministry of Housing and Urban Development. The last time we had this independence was decades ago, so we do not take it for granted. 

5.    By this demerger, His Excellency, President Bola Ahmed Tinubu, GCFR, has shown that housing is a top priority for his government, because of its unique potential to catalyze economic growth, create jobs and lift millions out of poverty.

6.    The implication is that Mr. President now expects action and results. So as Commissioners of Housing and critical stakeholders in the housing delivery value chain at both national and sub-national levels, we must all up our game. We must work harder to break all the barriers that have mitigated against the progress of the sector.  

7.    At the Ministry of Housing and Urban Development, we are committed to providing the right leadership as the focal driver of His Excellency’s bold vision for the housing sector. Indeed, we are charting a progressive, proactive, and knowledge-based approach to address these by thinking out of the box.

8.    We are exploring creative solutions and will implement necessary reforms so that we can rewrite the story of housing and urban development in our dear country. I urge you all to join me so that when the story of the transformation of the sector is written, you will be happy to have contributed your patriotic quota.

9.    Before I proceed, I would like to express my sincere appreciation to the Executive Governor of Kaduna State, His Excellency, Senator Uba Sani for accepting to host this 12th Meeting of the Council in Kaduna State at such a brief notice.  We sincerely thank you for your support and understanding. We also want to appreciate the warm reception and the hospitality that the good people of Kaduna State have accorded us all.

10.    I must also say it is a divine coincidence that this Council Meeting is holding in Kaduna State after being planned for another state. This is because Kaduna State has demonstrated exemplary leadership in housing development. The State stands as a good example of how we should approach the challenges in the housing sector.

11.    In June 2017, Kaduna State became one of the first states in the country to adopt and pass into law the Model Mortgage Foreclosure Law (MMFL). Kaduna State now has a functional State Mortgage and Foreclosure Authority that coordinates   and   promotes   housing investments   and   mortgage   development activities as stipulated in the foreclosure law.

12.    On the supply side, Kaduna State has implemented reforms in land administration, titling and registration and offered fiscal incentives, among others. They have digitized land administration through the Kaduna Geographic Information Service (KADGIS), provided land for willing developers to help expand the housing stock and even began direct construction of low-medium income housing by their Ministry of Housing and Urban Development. On the demand side, they have developed single-digit interest rate mortgage arrangements with Sterling Bank, FHA Mortgage Bank and NMRC. The mortgage arrangement with Sterling Bank has enabled the buyers of non-essential government residential assets, more than 80 percent of whom are civil servants, to secure mortgage loans to pay for the properties which were sold at open market value.     

13.    As a result, the revenue generation for the State has risen tremendously at over 44billion per annum. The State has been in the top 10 revenue generating States in Nigeria and first among the Northern States.

14.    Kaduna has made all this possible despite the lack of amendments to the Land Use Act. It is therefore no wonder that the state has become a major source of foreign direct investment.

15.    I am particularly impressed by the State’s Qatar Sanabil Project, which aims to deliver about 500,000 housing units.  This is a laudable feat and testament to the business-friendly environment of Kaduna State that is worthy of emulation.

16.    As I mentioned earlier, Housing is one of the critical sectors earmarked for focus under President Bola Ahmed Tinubu’s Renewed Hope Agenda.  It is tied to Four (4) of the Eight (8) key presidential priorities of the current government namely, Economic growth and Job creation, Access to capital, social inclusion or Inclusivity and Ending poverty.  These Four presidential priorities of Government underline the priorities of the Federal Ministry of Housing and Urban Development over the next 4 years through the following efforts:

a.    Reform of Federal Housing Institutions such as the Federal Housing Authority (FHA), Family Home Funds (FHF) and the Federal Mortgage Bank of Nigeria (FMBN) to enhance efficiency and capacity.

b.    Establishment of a National Social Housing Fund to cater to the housing needs of the NO INCOME, homeless and vulnerable groups. .

c.    Review of the Land Use Act (1978) to streamline access to land.

d.    Establishment of a robust Mortgage Registry to facilitate property transactions and increased home ownership;

e.    Increasing housing supply

f.    Establishment of private sector-led local building materials manufacturing clusters in each geopolitical zone of the country.

g.    Development of fiscal incentives for private Investors to manufacture local building component.

17.    The achievement of these targets would require an “All of Government” Approach and Actions that foster continuous engagement between Governments at all levels along with the private sector and relevant International Organizations operating in the Housing sector. This approach is particularly required because land is a serious impediment to the expansive construction of mass, social and affordable housing in Nigeria.  Accordingly, the contribution of State Governments who are critical Stakeholders, being the custodian of land in line with the Constitution and the current Land Use Act, is vital.

18.    As the Minister of Housing and Urban Development, I have taken Mr. President’s vision and am determined to actualize it.  Our aim at the Ministry is to implement the most historic housing and urban sector reforms the country has ever witnessed. We want to drive through initiatives that will create an enabling environment for easier, safer, and profitable private sector investments in the sectors.

19.    A notable part of our housing sector reforms is land reforms. What we envision is a streamlined land administration that cuts through the bureaucratic bottlenecks and systemic inefficiencies to ensure cost effective and efficient access to land for both individuals and investors in our country.

20.    Currently, we have a situation where the Land Use Act, which was enacted in 1978 has no complementary institution set up alongside it to provide the necessary framework, guidelines, and regulations for operationalizing it. Under the Renewed Hope Agenda of His Excellency, President Bola Ahmed Tinubu, GCFR, we aim to fix this systemic anomaly. We are working to establish a National Land Commission. Part of their work will be to outline clear implementation guidelines for the Land Use Act to chart a new path of effective land administration in the country.

21.    Only recently, I invited members of the Presidential Technical Committee on Land Reforms (PTCLR) to the Ministry, and I must say that the work they have done over the past 14 years is comprehensive and commendable. We have set up an Internal Committee to review their submissions for inclusion in our land reforms strategy.

22.    Despite challenges, I believe there is hope for a significant turnaround for the Housing and Urban Development sector in Nigeria. My confidence lies in the fact that we have a President who is a visionary, and a gamechanger. He has shown that he has the political will to back his bold vision of providing affordable and quality housing for all.

23.    With Mr. President’s support, we are set to commence Phase 1 of the Renewed Hope Cities and Estates and Slum Upgrading Programme nationwide before the end of this year.  The Phase 1 of the project is targeted to deliver 34,500 housing units consisting of 1, 2 and 3-bedroom affordable multi-level flats and bungalows for low-income earners, as well as high-end detached bungalows, terraces and duplexes for high income earners in Thirty (30) States of the Federation including, Kano, Lagos, Rivers, Borno, Enugu, Nasarawa, and the Federal Capital Territory (FCT).

24.    To ensure affordability for Nigerians we have already mapped out the following options. These include Rent-to-Own, Public Rental, Mortgage Loans, and where applicable, outright sale.  

25.    With regards to the Slum Upgrading Programme, the Ministry plans to upgrade a total of 26 slums in the Six (6) regions of the country, including the Federal Capital Territory. This project would ensure the provision of key infrastructure and ancillary services including access roads, water supply, solar streetlight, drainages, sanitation and waste management services etc., that would improve the living standards of the slum residents in the project sites and the urban poor in general.

26.    In the Federal Ministry of Housing and Urban Development the issue of financing housing development and urban infrastructure remains priority.  Some of these innovative financing and credit-driven approaches, which could be exploited to its fullest potential include:

a.    Increasing the adoption of Public-Private Partnerships (PPPs) and similar Institutional arrangements.
b.    Encouraging the growth of various Credit schemes, Housing Cooperatives and Rent-To-Own Schemes;
c.    Increasing access to Multilateral/Bilateral, Pension Funds and Capital Market funding sources.
d.    Expanding housing construction finance from Federal and State Housing Agencies.

27.    Distinguished Ladies and Gentlemen, I would like to conclude by encouraging each one of you to see yourselves as the visionaries and gamechangers of land administration in your various states. As you aim to attract financing to your various states, we cannot do this effectively if we do not have a streamlined land administration system. It will not be possible if we do not have a model mortgage foreclosure law passed and operational in your state. Experts agree that it is not possible to have sustainable economic growth without land reforms.

28.    So, my charge for all of you as Commissioners of Housing is that you should go back to your States as Senior Advocates of Land Reforms (SALRS). Impress on your State Governments to toe the line that Kaduna and some states such as Ekiti, Nasarawa, Lagos have toed by passing the Model Mortgage Foreclosure, implementing land titling and property registration using GIS even as we work to review the Land Use Act of 1978.

29.    Let me assure you all that the Federal Ministry of Housing and Urban Development would continue to work closely with Members of the Senate and House Committees on Lands, Housing and Urban Development to ensure successful passage and review of the laws required to ensure speedy realization of all the Ministry’s and Sector’s plans and targets.

30.    Before I close, I would like to express my sincere gratitude to the Chairman, Senate Committee on Housing, H.E. Senator Aminu Tambuwal, the Chairman, House Committee on Housing and Habitat, Hon. Balele Aminu and Chairman, House Committee on Regional Planning and Urban Development, Hon. Abiante Awaji for their continuous legislative support towards the development of the Housing Sector in Nigeria.

31.    My greetings and appreciation also go to all Participants and Resource persons.  I thank you all for your efforts and contributions to the success of this Meeting.

32.    Finally, I would like to again reiterate and assure you of the Ministry’s commitment to sustaining the necessary collaborations, partnerships and engagements with all relevant Stakeholders in the Housing and Urban Development sector, as we all work together towards providing affordable housing and ensuring sustainable urban development in Nigeria.

33.    Thank you all for your attention and God bless.




Minister of Housing and Urban Development, Arc. Ahmed Musa Dangiwa during the 20th edition of the Mortgage Banking CEOs Annual Retreat at the Transcorp Hilton Hotel in Abuja on Saturday 2nd December 2023

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Honourable Minister of Works, H.E, Sen. (Engr) David Nweze Umahi at the handover of the completed 2nd Niger Bridge project and ancillary facilities from Messrs. Julius Berger Nigeria (JBN) Plc at the 2nd Niger Bridge toll station on 3rd December, 2023.

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